Contents

CHU have introduced a really good new initiative that is of significant benefit to you. Contents insurance is basically to protect your belongings in the property you reside in. It is a common misunderstanding that if carpet is damaged as a result of a Strata water leak, Strata will pay for the resulting damage to the carpet. But this is  NOT  the case.

Inconsideration with above example, if you do not have CONTENTS insurance, damage to your carpet will be at your own expense.

In addition, if you have CONTENTS insurance but your Strata and content insurer are NOT the same, then, should your personal belongings get damaged or stolen you would need to pay the CONTENTS insurance EXCESS yourself.

Your Excess Waived

 

If you and your Body Corporate both make an admitted claim for he same event as they have a CHU Strata.

Online 24/7

 

CHU Contents insurance can be purchased quickly and easily, online 24/7 through the CHU website.

Not all owners take out contents insurance to protect their belongings in the property they reside in. It is a common misunderstanding that if carpet is damaged as a result of a Strata water leak, Strata will pay for the resulting damage to the carpet. This is NOT the case.

In the above example, if you do not have contents insurance damage to your carpet will be at your expense.

Additionally, if you do have contents insurance and if your Strata and contents insurer are NOT the same, should your personal belongings get damaged or stolen you would need to pay the contents insurance excess yourself. In addition, if you have CONTENTS insurance but your Strata and content insurer are NOT the same, then, should your personal belongings get damaged or stolen you would need to pay the CONTENTS insurance EXCESS yourself.

Speedy Repairs

 

If your property incurs damage in conjunction with building damage it will be repaired quicker with initial building repairs.

Claims are easy with Fix It

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The CHUniverse app and Fix It allows you to submit a claim in a few taps of your finger.

Landlords

CHU which have introduced a new initiative that is of significant benefit to you.

Residential strata insurance which are limited in its policy with general insurance cover for the building, common/shared property and common/shared contents.

Your CHU Landlords insurance protects you and your investment property from any damage to the contents from events such as fire, flood or storms covering items such as carpets, light fixtures, built-in wardrobes and kitchen cupboards as well as loss of rent if the unit is unfit to be occupied.

Additionally, it covers you and your investment property for malicious damage to contents/buildings caused by tenants and/or their guests or if your tenant fails to pay.

Your Excess Waived

 

Body Corporate both make an admitted claim for the same event as they have a CHU Strata Policy.

Speedy Repairs

 

If your property incurs damage in conjunction with building damage it will be repaired quicker with initial building repairs.

Not all owners take out Landlord’s insurance to protect their belongings in the property.

It is a common misunderstanding that if your contents are damaged as a result of a Strata water leak, Strata will pay for the resulting damage to the carpet. This is NOT the case.

In consideration to the above example, if you do not have Landlord’s insurance damage to your contents will be at your expense.

Further, if you do have Landlord’s insurance and if your Strata and landlord insurer are NOT the same, should your personal belongings get damaged or stolen you would need to pay the landlord insurance excess yourself.If you make a claim against CHU Landlord cover the following unique benefits apply:

Online 24/7

 

CHU Landlords insurance can be purchased quickly and easily, online 24/7 through the CHU website.

Claims are easy with Fix It

c4

 

The CHUniverse app and Fix It allows you to submit a claim in a few taps of your finger.